Rebates

Discover Card

Yes, get a no annual fee credit cards, with up to $50,000 credit and a 2% cashback bonus along with online access and 24 hour service.

Request a FREE Discover 2GO SM Card - The Compact Companion to Your Discover® Card Account Add the ultimate convenience to your Discover Card Account. Discover 2GO is the revolutionary compact companion to your Discover Card that shares the same Account number, benefits and credit line. With a protective case that fits on a key ring and a removable clip, you can carry your Discover Card the way it best suits your lifestyle.

Information is subject to change - Click above for the current rates

Annual Percentage Rate (APR) For Purchases The standard APR, Discover Platinum Card: 13.99% Discover Classic Card: 15.99% Other APRs Balance Transfers: 0.00% until the last day of the billing period ending during December 2004;* thereafter the standard APR for purchases Default Rate: 19.99% or 24.99%* Cash Advances: Discover Platinum Card: 20.99%; Discover Classic Card: 22.99% Variable Rate Information Your standard APR for purchases may vary and is determined monthly by adding 9.99% for Discover Platinum and 11.99% for Discover Classic to the Prime Rate. † Grace Period for Repayment of the Balance of Purchases At least 25 days when you pay your balance in full each month Method of Computing the Balance for Purchases Two-cycle Average Daily Balance (including new purchases) Annual Fee: NONE Minimum Finance Charge: $0.50 CASH ADVANCE TRANSACTION FEE: 3% for each cash advance, with a minimum of $5 and no maximum. LATE FEE: $15 on balances up to $100; $25 on balances of $100 up to $1,000; $35 on balances of $1,000 and greater. OVERLIMIT FEE: $15 on balances $1,000 or less; $35 on balances greater than $1,000. *Default Rate: If you are late making a payment, any introductory/special rates terminate and the standard purchase APR will apply to purchases and balance transfers. If you fail twice to make a required payment or if you exceed your Account credit limit twice, your purchase APR will be 19.99%. If you fail three times to make a required payment or if you exceed your Account credit limit three times, your purchase APR and cash advance APR will be 24.99%. See Cardmember Agreement for details. †Prime Rate: The Prime Rate is the highest rate of interest listed as the "Prime Rate" in the money rates section of The Wall Street Journal on the last business day of the month. Your APR will increase or decrease when the Prime Rate changes. You agree that if your application for the Discover Platinum Card, with a minimum credit limit of $5,000, is not approved, your application will also constitute your request for a Discover Classic Card with higher APRs, lower credit limit and different Features and Benefits. Introductory/Special APRs: If you are approved for an Account, you will be able to make balance transfers under this offer until March 1, 2004. If you request a balance transfer after this date, or, we do not receive all required information for the balance transfer request, we will not make the balance transfer requested. You should not rely on a balance transfer to be made by any particular date. Although most balance transfers will be made sooner, it could take up to 4 weeks before payment of your other account is made. Accordingly, you should continue to make all required payments until you confirm that the balance transfer was made. Balance transfers may not exceed your available credit. Balance transfers may not be used to pay any Discover Accounts. Balance transfers do not earn a Cashback Bonus® award. Balance transfer requests will be processed from the lowest to the highest dollar amount. If a balance transfer request is more than your available Account credit limit, we will automatically lower the balance transfer amount to your available credit and complete the transfer. We will not close your other account(s), even if you transfer the entire balance. If you want to close another account, you should contact the issuer directly. Transfer of a balance which contains disputed purchases or other charges may cause you to lose your dispute rights with regard to these purchases or other charges. There is no grace period on balance transfers. This special rate will terminate if you are late making a payment or your Account is overlimit as discussed in the Default Rate section above and in the Cardmember Agreement. Payment Allocation: We apply payments to balances with low introductory/special APRs (such as special balance transfer and purchase APRs) prior to balances with standard APRs. Therefore, if you have existing balances or make additional transactions that are subject to standard APRs, your savings under this offer will be reduced. Application Information: Federal law requires that we obtain certain information about you such as your date of birth and street address in order to verify your identity. You authorize us to obtain a consumer report from consumer reporting agencies in considering this application. Upon your request, we will inform you of the name and address of each consumer reporting agency from which we obtained a consumer report relating to you. Failure to provide any information requested will be grounds for denial. Offer available to US citizens and permanent residents only. THIS OFFER SUPERSEDES ALL PRIOR OFFERS. The information about the terms of this offer are accurate as of November 1, 2003 and may change after that date. To find out what may have changed after that date write to us at PO Box 15410, Wilmington, DE 19886-0820. Joint Application: If you would like to apply with a joint applicant, you can request an application by writing to us at PO Box 30943, Salt Lake City, UT 84130-0943. Every applicant, including a spouse, may apply for a separate Account. Cardmember Agreement: You agree to be bound by the terms of the Cardmember Agreement, which will be sent with the Card. You also agree that the Cardmember Agreement and the Account are governed by Delaware and applicable federal law and that the Cardmember Agreement, which includes the rates and fees, is subject to change. Arbitration: The Cardmember Agreement includes an arbitration provision that allows either of us to choose to resolve a claim or dispute relating to your Account by binding arbitration, in which case, neither of us will have the right to have that claim resolved by a judge or jury. You will have the right to reject the arbitration provision with respect to your new Account within 30 days after receiving your Card. For restrictions and additional information, see the Cardmember Agreement or write to us at PO Box 15192, Wilmington, DE 19886-1020. Ohio Residents: The Ohio laws against discrimination require that all creditors make credit equally available to all creditworthy customers, and that credit reporting agencies maintain separate credit histories on each individual upon request. The Ohio Civil Rights Commission administers compliance with this law. New York Residents: Contact the New York State Banking Department to obtain a comparative listing of credit card rates, fees and grace periods. Call (800) 518-8866. Wisconsin Residents: No agreement, court order or individual statement applying to marital property will adversely affect a creditor's interests unless prior to the time credit is granted the creditor is furnished with a copy of the agreement, court order or statement, or has actual knowledge of the adverse provision. Married Wisconsin residents must furnish the name and address of their spouse to us at PO Box 15410, Wilmington, DE 19886-0820. Features and Benefits: Up to 2% Cashback Bonus award when you exchange your cash award for selected products and services. These products and services are subject to change without notice. Cash award is up to 1% of each purchase based on your annual level and type of purchases. For purchases made at select warehouse clubs and discount stores you will accrue a cash award at a rate of .25% only. Award is redeemable in $20 increments only. Restrictions apply. You will receive complete Cashback Bonus Terms and Conditions with your Card. Scheduled Air Travel Accident Insurance is underwritten by National Union Fire Insurance Company of Pittsburgh, PA. Certain limitations and exclusions apply. Scheduled Air Travel Accident Insurance is $500,000 for Discover Platinum Cardmembers and $150,000 for Discover Classic Cardmembers. Secondary Rental Car Collision Coverage is an insurance program and only available to Discover Platinum Cardmembers. Certain restrictions and limitations apply. Refer to the Description of Coverage for full disclosure. The Plan Administrator for the Secondary Rental Car Collision Coverage is AON Innovative Solutions, PO Box 220, Golden, CO 80402-0220. The Plan is underwritten by Virginia Surety Company, Inc., Glenview, IL 60025.